Notice CP322 - Refund Direct Deposit
IRC Section: IRC § 6402
Response Deadline: N/A
Your refund has been direct-deposited. The IRS sent it to your bank account. It should appear within 1-5 business days. No action needed.
A CP322 notifies you that your refund has been processed and the direct deposit has been initiated. The IRS has approved your refund and sent it to your bank account. No action is required.
Common Triggers
- Refund direct deposited
- Bank account deposit
- Electronic refund
Resolution Steps
- Step 1: Keep this notice for your records
- Step 2: Verify the deposit amount
- Step 3: Contact us if the amount is incorrect
- Step 4: Check your bank account
- Step 5: File this notice for your records
Common Questions About CP322
- How long does a direct deposit refund take?
- Typically 1-5 business days from the date the IRS sends it. If it hasn't appeared after 5 days, check with your bank — the IRS cannot trace a direct deposit until 5 days after the scheduled deposit date.
- What if my bank rejected the deposit?
- The IRS will automatically convert the rejected deposit to a paper check and mail it to your address on file. You'll receive a CP53 notice informing you of the rejected deposit. Expect the check in 4-6 weeks.
Related Notices
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