Education That Carries Into Everyday Life
From The Classroom To Your Kitchen Table.
Financial Peace University is Ramsey Solutions’ financial education course. Paul’s role as a facilitator is part of his experience helping people talk about money, look at their habits and make room for better decisions.
One-on-one coaching makes the conversation personal. What happens when the plan meets an irregular paycheck, a growing business, a partner with different priorities or a retirement decision? Start with the circumstances you actually have.
More Than A Monthly Budget
A Financial Life Has Moving Parts.
Give Every Decision A Little More Intention.
Understand spending patterns, competing priorities and the conversations you have been avoiding. A workable plan starts with the people who have to live with it.
Put The Payments In Perspective.
Bring cash flow, debt balances, savings and irregular expenses into view. Decide what deserves attention first and what progress would mean for your household.
Keep More Context Around The Money.
A paycheck, a business, a property sale or retirement income can change the tax conversation. Learn the foundation in the Guide; use a separate tax engagement when your own facts need analysis.
Why Paul. Why THE TAX CUTTERY.
The Training Is A Foundation.
The Perspective Is Broader.
Paul combines an undergraduate degree in Finance with a Master of Business Administration concentrated in Accounting. He completed Financial Coach Master Training and is an IRS Enrolled Agent, admitted to practice before the Internal Revenue Service, with unlimited representation rights across taxpayers, tax matters and IRS offices.
His experience as an author, lecturer and college-level teacher of quantitative methods brings another useful habit to the conversation: explain the numbers so people can use them. Capital markets, accounting and federal income taxation are connected parts of that education; the coaching engagement has its own defined scope.
The goal is breathing room, purposeful decisions and a financial life you can enjoy. Build it. Enjoy it. Give generously. And when a legitimate tax deduction belongs in the conversation, let’s not overlook it.
The Best Place To Start Learning
Your Money Has A Tax Side. Get The Foundation.
THE TAX CUTTERY® Guide to Federal Income Taxation, Professional Edition. Save Smarter. Prepare Accurately. Defend Better.
Start with a book you can keep, return to and use to ask better questions. Paul connects federal income taxation to the work, family and business decisions behind a tax return.
The Guide is Paul’s independent book, separate from Ramsey’s courses and materials. It is optional for coaching and return preparation; verified ownership is required for Tax Advisory. The initial consultation is free, with no purchase required.
One Firm. The Right Starting Point.
Choose The Conversation You Need.
The coaching interview is prerecorded and self-paced. A live appointment is booked and paid for separately. Coaching does not include tax preparation, securities transactions or investment-product recommendations.
Good Questions. Clear Starting Points.
What Is Financial Peace University?
Financial Peace University is Ramsey Solutions’ financial education course, covering household money habits, budgeting, debt and saving. Paul’s experience facilitating FPU is part of the background he brings to his independent coaching. This page introduces Paul and THE TAX CUTTERY; it is not a course enrollment page.
Is Paul Diaz A Financial Peace University Facilitator?
Yes. Paul has served as a Financial Peace University facilitator. He also completed Ramsey Solutions Financial Coach Master Training and uses the authorized title Ramsey Solutions Master Financial Coach. His full certificate and a separate page about his training are linked here.
Is There A Financial Peace University Class I Can Join Here?
No class date or enrollment is currently listed on this page. If you are interested in a class, mention that in the coaching interview so the team can clarify current options. Official FPU course access and materials are separate from THE TAX CUTTERY’s coaching and book.
How Is One-On-One Financial Coaching Different From An FPU Class?
A class provides a shared educational setting. Independent coaching starts with your household: cash flow, debt, reserves, goals and the choices you are trying to make. The free video-guided coaching interview helps you explain that picture before deciding whether to book a separate live appointment.
Can I Work With Paul If I Live Outside Florida?
Yes. THE TAX CUTTERY offers financial coaching remotely to people across the United States. Paul is Florida-based. Federal tax matters use the firm’s separate tax consultation; any state-specific work is evaluated for the scope your situation requires.
What Qualifications Does Paul Bring To The Conversation?
Paul has an undergraduate degree in Finance and a Master of Business Administration with a concentration in Accounting. He is an IRS Enrolled Agent, a Financial Peace University facilitator and a Ramsey Solutions Master Financial Coach. His background also includes writing, lecturing and college-level teaching of quantitative methods.
Where Does The Guide Fit In?
The Guide is the recommended place to begin learning the federal income tax side of your financial life. It is Paul’s book, published by THE TAX CUTTERY, and is separate from FPU course materials. Buying it is optional for financial coaching, return preparation and the free initial consultation. Verified Guide ownership is required for Tax Advisory conversations and written answers.
Does Coaching Include Tax Preparation Or Investment Recommendations?
No. Financial coaching focuses on habits, cash flow, debt, savings and accountability. Return preparation, tax analysis and IRS representation require a separate tax engagement. Coaching does not include securities transactions or recommendations of investment products.
Is The Free Coaching Interview A Live Appointment?
No. It is a prerecorded, video-guided interview you complete at your own pace. Start with your name and email, then use your private email link. A live appointment is booked and paid for separately, with its price and terms shown before payment.
Can I Start Without Having My Finances Organized?
Yes. Start with what you know, what you owe and what you want to change. You can use the Financial Analysis Questionnaire to organize the picture, or begin the coaching interview directly. Personal answers belong in the private intake, not in a public comment or social-media message.
Is THE TAX CUTTERY Affiliated With Ramsey Solutions?
THE TAX CUTTERY provides independent services. Paul is not an agent or employee of Dave Ramsey or Ramsey Solutions. The references to FPU and completed training identify his experience; they do not imply Ramsey endorsement of THE TAX CUTTERY, its services or the Guide.
Experience You Can Check
The Training. The Certificate. The Scope.
- Paul’s Full Financial Coach Master Training Certificate →
- Ramsey’s Certificate & Authorized Title Guidance ↗
- Official Financial Peace University Information ↗
- IRS Enrolled Agent Information ↗
Financial Peace University and Ramsey Solutions identify their respective programs and organization. Paul operates independently and is not an agent or employee of Dave Ramsey or Ramsey Solutions. These references do not imply endorsement of THE TAX CUTTERY, its services or the Guide. No class schedule, course purchase or access to proprietary course materials is offered on this page.
You Can Start Where You Are
A Better Question Can Be A Good Beginning.
Read the Guide. Explain what you want to change. Choose coaching or the tax consultation that fits the question. You do not need to have everything figured out before you begin.
Make The Guide Yours — $299 ↗THE TAX CUTTERY® · Independent financial education and coaching. General information does not determine the tax treatment of your individual circumstances. Private financial answers and documents belong only in the firm’s protected intake.